Clarksville, Montgomery County TN and Fort Campbell, KY Tennessee real estate listings, home buying, selling and relocation information

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Financing Your Home >Credit Card Mania

Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.

According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.

The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.

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Q	What characteristics must a home have to be considered a prestigious property?
A	Unique architectural design; Highly desirable location; celebrity status--owned by a well-known person.
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Maurice Vaughn, REALTORÂŽ, real estate agents and broker for Clarksville, Montgomery County TN and Fort Campbell, KY Tennessee home listings, property and land for sale - NUMBER1EXPERT(tm)

Maurice Vaughn / The Vaughn Team
BetterHomes&GardensReal Estate HometownConnection
2106 C Trenton Rd.
Clarksville, TN. 37040
Office: 931-245-6733
Company: 931-245-2050
Toll Free: 1-877-VAUGHN9
MVaughn@TheVaughnTeam.com
Over the years, Maurice has witnessed many changes and much growth in his hometown, but he knows the core values by which he was raised-independence, integrity, determination-will always remain the same. Maurice's spirit of dedication to Clarksville is always on display through his work with community groups like the Salvation Army, the Relay for Life, cookouts for Little League teams and his passion for history. Family is also a top priority for Maurice and he loves to spend time with his children and his wife Terri, at one of the nearby lakes. Perhaps nowhere is Maurice's appreciation for the spirit of Clarksville more apparent than in his career as one of the area's most experienced real estate professionals. For more than 22 years, Maurice has been the trusted source to whom more people turn when the time comes to buy or sell a home. With his knowledge of the area, business savvy and dedication to his clients, he's truly made a name for himself in the Clarksville real estate market. No matter what your real estate needs, turn to Maurice Vaughn and experience The Spirit of Clarksville. -Maurice Vaughn

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